Student Health Insurance for Spain
Quick Quote Calculator
1. Compare and Choose
- Utilize the Quick Quote Calculator located at the top of the page.
- Instantly view all available plans with final prices calculated.
- Compare different insurers and their issuance times.
- Choose the plan that best suits your stay in Spain.
- No hidden steps; all prices displayed are final.
2. Add Your Details
- Users provide personal and contact details.
Include information about study or stay. - Upload necessary documents.
- Review the chosen plan and total cost.
- This information is essential for issuing the official insurance policy.
3. Pay & Get Insured
- Secure online payment
- Instant confirmation
- Insurance certificate sent via email
- Immediate use for student visa, NIE/TIE, or enrollment
- Fast, online, and fully compliant with Spanish visa requirements
Available Insurance Companies
Choose the insurance plan that best fits your needs. All plans are visa-compliant and include comprehensive coverage.
Who This Insurance Is For
Why Choose This Insurance
- 100% Spanish Student Visa Compliant
- Fast Online Issauance
- English & Spanish Assistance
- Valid for Student Visa & NIE/TIE
- Medical, Dental & Civil Liability Included
- 24/7 Coverage Across Spain
- Refund Guarantee (in case of visa refusal)
Choose Your Visa-Compliant Student Insurance in Spain
We partner with leading Spanish insurance companies to provide official health insurance accepted by :
Spanish Consulates & Embassies
Police Stations (TIE/NIE appointments)
Spanish Universities (public and private)
Immigration Offices (Extranjería)
Coverage Overview
We partner with leading Spanish insurance companies to provide official health insurance accepted by :
We partner with leading Spanish insurance companies to provide official health insurance accepted by :
Main Coverages:
- Medical Assistance (GP + specialists)
- 24/7 Emergency care
- Hospitalization
- Surgeries (inpatient & outpatient)
- Diagnostic tests & laboratory
- Dental coverage included
- Civil Liability included
- Unlimited financial coverage
- No co-payments (sin copago)
- No waiting periods (sin carencia)
- Repatriation of remains
- 24/7 medical support across Spain
Trusted Partners & Secure Purchase
Secure payment · Visa compliant · Refund guarantee (in case of visa rejection) · Fast Online issuance
What Students Say About Our Visa Service
Honestly made things easier.
I was confused at first about which insurance works for the Spanish visa. I didn’t want problems later. I booked here and got the document quite fast. At my appointment they accepted it. So for me it worked well.
Everything was clear.
I’m doing Erasmus in Valencia and needed private insurance for the university paperwork. The process was simple, I just followed the steps. No issues so far.
Got it in time for my visa.
I was stressed because my appointment was very close. What I liked is that it clearly says no copago (no co-payment), no carencia (no waiting period) and also repatriation included, which is what the visa needs. After payment I received the certificate quickly and it was accepted.
Good support when I asked.
I wasn’t sure about the dates to select, so I sent a message before buying. They explained what matches the visa letter and answered simple and clear. It felt serious but not complicated.
Worked fine for my TEFL course.
Coming from the UK, I just needed something accepted for the student visa. I didn’t want back and forth with the consulate. Uploaded it with my documents and everything was okay.
Me sirvió mucho para mi visa.
Yo soy de Colombia y necesitaba un seguro que cumpliera con los requisitos del visado de estudiante en España. El proceso fue rápido y me enviaron el certificado por correo sin complicaciones. Lo presenté en el consulado y fue aceptado sin problema.
Terms & Conditions
By confirming payment, you accept:
-
- Trip2Learn is intermediary.
- Prices vary depending on age band.
- Final total cost depends on the selected coverage dates.
- Trip2Learn facilitation fee is added separately based on duration.
- Discounts (if applicable) may apply for long-term bookings (8+ months).
- Policy issued by insurer.
- Refund (in case of visa rejection) = Total paid – facilitation fee (25/30/60/80).
- Coupon discount does NOT affect refund deduction.
- Visa-denial letter required.
- GDPR compliance.
Frequently Asked Questions
Is this insurance accepted for the Spanish student visa?
Yes. All plans offered through Trip2Learn are fully compliant with Real Decreto 557/2011 and meet the requirements set by Spanish Consulates, Immigration Offices, and universities across Spain.
Is it valid for NIE or TIE applications?
Yes. The insurance certificate is valid for both your student visa application and your NIE/TIE residence appointment in Spain.
How do I purchase the insurance?
The entire process is 100% online. Use the Quick Quote Calculator, select your preferred plan, complete your personal and academic details, upload the required documents, and make secure payment. No office visit is required.
How do I pay?
Payment is made securely online by card through our encrypted payment gateway. You receive immediate confirmation after payment.
Where will I receive my insurance documents?
Your insurance certificate will be sent directly to the email address you provide during the application process. Please ensure your email is entered correctly. A downloadable version will also be available once issued.
What does the insurance cover?
The insurance provides comprehensive private healthcare coverage across Spain, including:
- Medical consultations (GP and specialists)
- 24/7 emergency assistance
- Hospitalisation
- Surgeries (inpatient and outpatient)
- Diagnostic tests (X-rays, MRI, CT scans, laboratory tests)
- Dental coverage
- Civil Liability (Responsabilidad Civil)
- Repatriation of remains
All plans are issued with no copago (no co-payment) and no carencia (no waiting period), as required for Spanish student visa approval.
You can review the complete coverage breakdown here
Is Dental Coverage included?
Yes. Dental coverage is included in all available plans.
Is Civil Liability included?
Yes. Civil Liability (Responsabilidad Civil) is included and provides protection in case of accidental damage to third parties.
Is Repatriation included?
Yes. Repatriation of remains is included as part of the mandatory visa-compliant coverage.
Is emergency medical assistance available?
Yes. All plans include 24/7 medical support across Spain.
What is the maximum duration I can purchase insurance for?
There is no specific maximum duration limit; however, the insurance period should match the length of your academic program as stated in your admission letter/visa documentation.
Can I renew the insurance if my stay is extended?
Yes. If your course or stay in Spain is extended, you can renew your insurance once your current policy ends to maintain continuous compliance.
Can I use a discount coupon?
Yes, if you have received a coupon from your university, school, or partner agency. A valid coupon provides a €30 discount. Coupons are applicable only for long-term bookings of 8 months or more, and only one coupon may be used per booking.
Are there any hidden fees?
Yes, if you have received a coupon from your university, school, or partner agency. A valid coupon provides a €30 discount. Coupons are applicable only for long-term bookings of 8 months or more, and only one coupon may be used per booking.
What happens if my visa is rejected?
In case of official student visa rejection, the insurance premium is refunded. The applicable facilitation/administration fee for your selected duration is retained.
To request a refund, you must email info@culturalcourses.com and provide:
- Your full name
- Policy document
- Passport copy
- Official visa rejection letter issued by the Spanish Embassy or Consulate
The refund is processed directly by the insurance company, and Trip2Learn facilitates coordination between you and the insurer.
Who handles claims and medical assistance?
All medical claims and assistance are handled directly by the insurer through BMS Group (Universitas Mundi).
For claims or insurer-level support, please contact
universitasmundi@bmsgroup.com
Trip2Learn assists with coordination but does not process claims directly.
I found a mistake in my policy. What should I do?
If you notice any incorrect information on your certificate, please email info@culturalcourses.com immediately and we will coordinate corrections with the insurer.
Is emergency contact information required?
Yes. Emergency contact details are required as part of your application. This allows the insurer to contact someone you trust in case they are unable to reach you in an important situation. Please ensure the person you provide is aware.
Can I use an international insurance instead?
Most international policies do not meet the strict requirements of Spanish student visa regulations. The plans offered through Trip2Learn are issued by authorised Spanish insurers and are specifically designed to comply with Spanish immigration requirements.
